Due to ongoing sanctions, sending money to Belarus has become more complicated than it used to be. Many international payment services and banks have stopped operations with Belarusian institutions, and certain transfer routes are restricted. However, it is still absolutely possible to send money — and not a huge deal — if you know what to look for and which services to use.
Whether you need to send money to friends, family, or business partners, this guide explains the best current options for how to send money to Belarus in 2025, their pros and cons, and what fees to expect.
1. Paysend – The Easiest Way to Send Money to Belarus
Paysend is currently one of the most convenient and reliable options for sending money to Belarus.
The fees are relatively low, and while the exchange rate is not perfect, it is still reasonable. Transfers can be sent directly to a Belarusian bank card from any bank, and the money is usually credited instantly.
Most Belarusian banks, however, charge a small commission on the amount received, typically around 1–2%.
2. Fin.do – Similar to Paysend
Another solid choice is Fin.do, which operates very similarly to Paysend. You can send money to Belarusian bank cards quickly, and fees are competitive. Like Paysend, the recipient’s bank may deduct a small commission.
3. MoneyGram – Still Operating in Belarus
MoneyGram continues to process transfers to Belarus. You can send money online or in person at a MoneyGram location, and the recipient can collect it in cash. This is a good alternative if card-to-card transfers are not suitable.
4. Bank Transfers – SEPA & SWIFT (With Restrictions)
Some Belarusian banks, especially those less affected by sanctions, can still receive SEPA and SWIFT transactions. For example, Priorbank has been reported to successfully receive transfers from certain banks abroad, including German and Austrian Raiffeisen Bank as well as German Commerzbank.
The sending bank must be authorized to send money to Belarus, and the receiving bank usually charges a significant commission for incoming transfers, particularly when the funds are in USD or EUR.
5. Bring Cash in Person
If you are able to travel, bringing cash is the most cost-effective way to transfer money to Belarus, as there are no transfer fees and no exchange rate losses. Amounts above USD 10,000 must be declared at the border, while sums exceeding USD 100,000 require proof of the source of funds.
6. Withdraw Cash via Credit Card in Belarus
Many foreign credit cards still work in Belarus, allowing you to withdraw cash directly from ATMs. Banks such as Belarusbank and MTBank do not charge withdrawal fees and offer the current market exchange rate, which is very favorable. Whether this method is cost-effective depends on whether your own bank or credit card provider charges fees for international transactions, although many cards today have no commission.
Currently, there is a weekly withdrawal limit of around 1,500 BYN per card, which should be considered when planning larger cash needs. It is recommended to have multiple credit cards by different issuing banks at hand. We can help you find out if your credit cards are working here.
7. Send Money via Cryptocurrency
Another increasingly popular method to send money to Belarus is using cryptocurrency. By transferring digital assets such as Bitcoin, USDT, or Ethereum, you can bypass many of the restrictions faced by traditional banking. Once the crypto is received, it can be exchanged for Belarusian rubles through local platforms like Bynex.io, which operate within the country.
This method can be fast and cost-effective, especially for tech-savvy users, but it’s important to be aware of transaction fees, exchange rates, and the need to use reputable services to ensure security.
Conclusion – Which Method Should You Use?
For small transfers, the best options are Paysend or Fin.do, or withdrawing cash at an ATM.
For larger sums, bringing cash across the border is often the most cost-effective, provided you comply with customs rules. Classic bank transfers are also possible, but you need to confirm if your bank can send money to a compatible Belarusian bank — and what fees will apply.
If you’re unsure which route works best for your situation, we can help you research the most efficient and cost-effective transfer method for your needs.
